Subject 10 of 15
Insurance
What insurance is for, which kinds matter for you, and what you’ll still pay when you make a claim.
What insurance do I actually need?
4 modules, from the first step to the finishing touches. Each one is a few short lessons you can do in one sitting.
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1
When something goes wrong
How insurance works: premiums, deductibles, filing a claim, and the gaps public coverage leaves.
9 lessons -
2
Covering yourself before you can afford to
Protecting yourself before you can afford a policy: the risks that matter most and what to build toward first.
5 lessons -
3
What a policy is for
Liability cover, life insurance for the people who rely on you, and the fine print about what a policy won’t pay for.
5 lessons -
4
What you still pay
Copays, coinsurance and your yearly maximum, and why the cheapest monthly price isn’t always the cheapest year.
6 lessons
Questions about insurance
What insurance do I actually need?
It depends on what would really hurt to pay for yourself, and who relies on your income. Lever helps you spot the risks that matter for your life, so you can tell what’s worth covering, without anyone trying to sell you a policy.
What is a deductible?
It’s the part of a bill you pay yourself before your insurance starts paying. Lever explains deductibles, copays and the yearly cap that keeps your costs from running away.
Is the cheapest monthly premium the best deal?
Not always. A low monthly price often means you pay more when something actually happens. Lever shows you how to compare the whole year, not just the monthly bill.
Ready to start insurance?
It’s free, and your first lesson takes about two minutes.