Subject 13 of 15
Big decisions
Get the big ones right: renting, buying a home, and the big numbers you can negotiate.
Should I rent or buy?
4 modules, from the first step to the finishing touches. Each one is a few short lessons you can do in one sitting.
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1
Renting your first place
How much rent you can afford, deposits, leases, splitting rent fairly, and renter’s insurance.
7 lessons -
2
The number you can move
Negotiating your salary and big purchases, leasing versus buying, and the questions to ask first.
7 lessons -
3
Buying a home
Mortgages, pre-approval, home equity, and fixed versus adjustable rates.
7 lessons -
4
What a home really costs
Closing costs, mortgage insurance and all the costs of owning that never show up on the listing.
5 lessons
Questions about big decisions
Should I rent or buy a home?
There’s no one right answer, it comes down to your numbers and your plans. Lever shows you what each one really costs, including the costs that don’t show up on the price tag, so you can compare them side by side.
How much rent can I afford?
A common rule of thumb is about a third of the money that actually lands in your account each month. Then check what’s left still covers everything else. Lever walks through it before you sign.
Can I negotiate my salary?
Often, yes, and it’s worth asking. Most big numbers have a person on the other side who can move them. Lever shows how to ask, and what to ask about.
Ready to start big decisions?
It’s free, and your first lesson takes about two minutes.